Q. Under FERS, I can retire at 20 years and age 50+ only if early retirement is offered. But because I am now “mission critical,” I am not eligible for Voluntary Early Retirement Authority even if it is offered, which means I have to wait until I am 65 with 30 years before I can retire. Is this correct?
A. No. Depending on your age and years of service, you can retire on an immediate unreduced annuity at age 60 with 20 or at your minimum retirement age with 30. MRAs range between 55 and 57 depending on your year of birth.