Drawing from CSRS, Social Security retirements


Q. I will be 62 this year and I am already on my CSRS retirement from the Postal Service. I have also qualified for Social Security. Can I draw from both, or will one be lessened?

A. Because you were a CSRS employee, your Social Security benefit will be subject to the windfall elimination provision. The WEP reduces the Social Security benefit of anyone who receives an annuity from a retirement system where he didn’t pay Social Security taxes and has fewer than 30 years of substantial earnings under Social Security.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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