Using annual leave before retirement


Q. I have the maximum hours of annual leave I can carry over: 240. Should I cash these hours in when I retire or use them, which would make my years of service a little longer and thus maybe make my retirement check a little larger?

A. You are assuming your employer would approve your using six weeks of leave before you retire. That’s not a safe assumption. The government’s civilian employees don’t have the right to take terminal leave.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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