Health insurance and qualifying life event


Q. I have worked for the Air Force as a civilian for the past 30 years. For the first 20 years of employment, I carried FEHB for myself and my family. For the past 10 years, I have not continued FEHB because my wife carried coverage for all of us under a state teachers medical insurance. I am considering retiring in two to three years at age 62 and entering retirement without FEHB because I can continue on my wife’s plan.

If, several years down the road, my wife retires and loses her coverage, can I then enroll in FEHB for myself and my wife? Would her retirement be a qualifying life event per Section 1M in SF 2809?

A. No. You’d be out of luck.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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