Military and federal retirements


Q. I have three years of active-duty Navy service from 1999 to 2002.

I rejoined the Navy Reserve in April 2002.

I am considering a federal job with FERS benefits.

If I do 20 years in the reserves and 20 years in the VA with FERS benefits, will I receive both retirements?

A. Yes, you can receive both reserve retired pay and a FERS annuity without a reduction in either. If you take a FERS position, you can get credit for your period of active-duty service by making a deposit to the civilian retirement system. Doing so would not affect your getting credit for that same period of service toward your reserve retirement.

FYI: To retire from FERS with an unreduced annuity, you would have to meet one of the following age and service requirements: 62 with five, 60 with 20 or at your minimum retirement age (MRA) with 30.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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