VSIP or disability retirement?

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Q. I am a 52-year-old employee with 24 years of service. Will I still receive my full retirement if I took the Voluntary Separation Incentive Pay, or would it be best to take the disability I am planning to take later this year? I understand that I can’t take both.

A. You aren’t eligible for a VSIP because you have a disability such that you are or would be eligible for disability retirement.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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