Windfall elimination provision


Q. Last week in your column, someone wrote that the windfall elimination provision was going to reduce their Social Security by over $1,000 per month. From my understanding, I thought that the maximum Social Security reduction for this year is around $390 per month related to the WEP. As this is going to affect my Social Security when I apply in a couple of years, am I missing something here, or can the WEP reduce someone’s benefit at a higher amount such as $1,000 per month?

A. To find out more about the windfall elimination provision, go to To figure out how it might affect you, use the handy calculator at


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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