Retirement benefits eligibility


Q. I worked as a letter carrier for eight years in the 1980s out of Monrovia, Calif. How do I determine if I am eligible for retirement benefits now that I am 55 years of age?

A. If you didn’t take a refund of your retirement contributions when you left, you’d be entitled to an annuity at age 62. You could apply for it by completing a Standard Form 2801 (if you were covered by CSRS) or 3107 (if FERS). These forms are available at, click on Forms.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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