CSRS and Social Security


Q. I am retired under CSRS. I am 60. I have four years of military time that I have not paid back.

I have 22 quarters of Social Security. If I start working in the private sector, I will not acquire 40 credits by my 62nd birthday. Can I still have my CSRS retirement reduced if I acquire 40 credits after my 62nd birthday?

A. No. However, if you become eligible for a Social Security benefit, it will be reduced because of the windfall elimination provision.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Leave A Reply