Windfall elimination provision


Q. I retired on disability in 1981. I have 30 years of Social Security, 27 substantial. I understand the windfall elimination provision does not apply to me, as I retired on disability before this law took effect, in 1984.

A. It does apply to you. If you go to and scroll to some exceptions, you’ll see your situation isn’t among them.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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