CSRS, Social Security and annuity


Q. I retired in 2001 from the FAA under CSRS. I have 33 quarters of Social Security. If I go back to work and earn an additional seven quarters and apply for Social Security benefits, will that same amount of money be subtracted from my annuity?

A. No. What will happen is that your Social Security benefit will be subject to the windfall elimination provision. The WEP reduces the Social Security benefit of anyone who receives an annuity from a retirement system where he didn’t pay Social Security taxes — such as CSRS — and has fewer than 30 years of substantial earnings under Social Security.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Leave A Reply