Q. I am a CSRS Offset, retired in 2008 with 30 years of service. I will turn 65 in September. I have several medical conditions that require long-term care. I was told by the Office of Personnel Management that I would have to give up my federal medical coverage and take Medicare. If that is the case, I would prefer to keep my federal medical coverage. What are my options? Can I refuse Medicare? And what are the repercussions of that decision?
A. What you heard was nonsense. You don’t have to give up your Federal Employees Health Benefits program coverage to be eligible for Medicare Part A benefits. You earned that coverage through payroll deductions. If you also want to be covered by Part B, you’d need to enroll in that and pay the premiums.