Health insurance in retirement


Q. Will the government continue to pay a portion of health care premiums after I retire (as a FERS participant)? Or am I on the hook for the entire premium at that time? I anticipate retiring at age 67 with 36 years of service.

A. Your premiums will stay the same. There’s no difference in employee and retiree premiums unless you are a Postal Service employee. When they retire, their premiums go up to what everyone else pays.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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