Medicare Part B


Q. I am a retired federal employee with over 35 years of service in the Department of Agriculture. I retired with Blue Cross/Blue Shield health insurance. Is it advisable to also take Medicare Part B? I am enrolled in Medicare Part A for hospital. I understand that if I take Part B now, I will pay a higher rate for not taking it immediately. I have not had any health issues to date.

A. I no longer answer questions like this one because it all depends on the writers current, anticipated and even unanticipated (but feared) health needs. To review the answers I’ve given in the past, go to, click on Ask the Experts: Retirement, and type Medicare Part B in the search engine.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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