Survivor annuity and Social Security reduction


Q. If I receive a survivor annuity on my deceased husband’s CSRS federal pension, will the survivor annuity cause my Social Security retirement benefit to be reduced after my 30 years of working in the Social Security system?

A. No. You’ll be entitled to both your earned Social Security benefit and the CSRS survivor annuity, with no reduction in either.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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