Earliest retirement age


Q. I am a dual-status federal technician age 43, with 14 years of federal service and 21 years of military service. I am trying to determine how early I could retire and receive an immediate annuity. There seems to be wording that age 50, with 20 years of federal service (which I would achieve in seven years), surpasses a threshold where this is possible, but additional wording is confusing (see below).

Does this mean I can voluntarily depart the military (and, thus the dual-status federal technician job) at that time, or do I need to be involuntarily separated to receive the immediate annuity? The law states: “(2) after becoming 50 years of age and completing 20 years of service as such a technician, is entitled to an annuity, if the separation is by reason of either separating from the Selected Reserve or ceasing to hold the military grade specified by the Secretary concerned for the position involved, and is not by removal for cause on charges of misconduct or delinquency.”

A. You need to be involuntarily separated.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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