Survivor annuity and Social Security


Q. I was married to a civil service employee for 35 years. He retired while we were married and took the survivor annuity option. When we divorced, the court order specified I would receive this benefit when he died.

I retired several years ago and receive my own Social Security.

My ex-husband passed away recently. Will I receive the full survivor annuity and the full Social Security benefits I have earned, or will one or the other be reduced?

A. You will receive the survivor annuity benefit and your earned Social Security benefit, with no reduction in either.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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