NAF and creditable service


Q. I worked for nonappropriated fund for three years and received a business-based separation in 1993. I went to work for appropriated fund within two weeks of my separation. I started as a temporary GS-5 and then changed to VRA. Why does this time not count toward my retirement?

A. You’ll find an explanation at


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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