Q. Is there an advantage to taking a disability retirement vs. a regular voluntary retirement? I am a 60-year-old Postal Service employee under CSRS with 38 years of service. My doctor agrees that I can no longer perform my job and will back me if I go for disability, but is it better financially one way or the other?
A. It doesn’t make a bit of difference financially. However, there’s far less hassle in retiring voluntarily than there is in applying for disability retirement.