FEHB enrollment in retirement


Q. I am a Defense Department FERS employee. I am considering retiring at age 59½ with a little over 20 years of creditable service and deferring my retirement until 60 so I don’t incur the under-62 penalty and lose the special retirement supplement. Do I understand correctly that because I am not taking an “immediate” annuity, I cannot carry my Federal Employees Health Benefits coverage into retirement if I choose to go six months early?

A. Yes, you understand correctly.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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