Military buyback and reserve retired pay


Q. I served seven years and eight months on active duty, am in the Air Force Reserve and have been a civil servant for the past 10 years. I am not sure if I will stay a civil servant, but if I buy back my active-duty time, I would have just over 18 years federal time to apply toward FERS. Will buying back my active-duty time for civil servant retirement affect my reserve retirement when I reach age 60? I realize I can’t draw the civil service retirement until age 57.

A. Making a deposit for your active-duty service would have no effect on your entitlement to reserve retired pay.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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