FEHB coverage


Q. My wife and I are both federal law enforcement officers and plan on retiring in seven years. Currently, the family health plan is under my wife. If she dies before me during retirement, am I still automatically covered under our Federal Employees Health Benefits plan because I was also a federal retiree and have been covered for five years before retiring?

A. Federal employees and retirees can continue their FEHB coverage if their spouse was enrolled in a self-and-family option. Only the enrollee is required to be covered for five years to carry that coverage into retirement.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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