Sick leave credit

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Q. Can sick leave credit be used to retire earlier than 62 yet receive pension credit as though I had retired at age 62? In other words, can I retire at 62 minus sick leave credit and still receive 1.1 percent x average high-3?

A. Sick leave is only added after you have met the age and service requirements to retire. To have your annuity computed using the 1.1 percent multiplier, you would have to retire at age 60 or later with at least 20 years of creditable service.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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