Q. I worked 20 years and one day with the Postal Service, stopping work in 2007. I worked a private job from 2007 through 2012. I have suffered leukemia since 1996. It became severe in 2012, which stopped my work. I am applying to Social Security to include my disability that is killing my mind function and limiting my life expectancy. I am 49 years old. If Social Security disability is awarded, what is available through FERS and how should I proceed?
A. You are too late. To be considered for FERS disability retirement, you would have had to apply for it within one year of your separation from the government.