Special retirement supplement and health insurance


Q. 1. If I delay drawing my Social Security until age 65, can I still receive the special retirement supplement past age 62?

2. When my spouse becomes eligible for Medicare (six years before me), how does my federal health insurance work in regard to his medical bills? Will Social Security be primary and my insurance pick up the difference in full?

A. 1. The special retirement supplement ends at age 62, whether or not you apply for a Social Security benefit.

2. For him, Medicare will be primary and his Federal Employees Health Benefits coverage secondary. You’ll have to check with your plan to find out if there are any benefits that aren’t covered in full.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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