Retirement, part-time work and penalty


Q. Last week, I told Joplin Social Security that I was going to retire Nov.30, but my work has asked me to work half days for a few months. Will this affect my first Social Security check in January? How much can I make without paying a penalty? Do I have to tell the Joplin office that I am going to work 20 hours after I told them I was going to retire Nov. 30?

A. Of course you need to tell the Joplin office. Unless your organization has the authority to bring you onboard as a re-employed annuitant, you wouldn’t be able to retire. If it did have that authority, your salary would be reduced by the amount of your annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply