Q. My wife and I are both FERS employees, and I’ve always carried the family plan of Federal Employees Health Benefits. I am eligible to retire and will retire in May. My wife has two more years before she can retire. We also have two children under 26, and we will both switch to single once the youngest turns 26 in three years.
Should my wife pick up the FEHB insurance during this open season, or do I have to carry it into retirement and then make the switch?
A. You can make the switch during any open season.