Tricare and FEHB


Q. I retired from active duty after 24½ years and immediately started as a federal employee, for 7½ years now. I’ve never elected Federal Employees Health Benefits coverage because I’m enrolled in Tricare Overseas. I’m planning to retire at MRA+10 in 2½ years at age 57½.

1. If I begin enrollment now in FEHB and retire at my minimum retirement age in 2½ years, can I count the time in Tricare toward the five-year enrollment requirement for FEHB?

2. If I don’t enroll in FEHB now, can I count my time in Tricare for the entire FEHB five-year enrollment requirement and get FEHB in retirement by paying premiums then?

A. 1. Yes.

2. No.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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