Self and family to self only and back


Q. I am 54 and my husband is 77. He is covered under my Federal Employees Health Benefits Blue Cross family plan. I am thinking of changing my plan to self-only and he to a Medicare supplemental plan. If I do this and retire next year when I’m 55, can I switch back to a family plan that covers both of us when I’m 62?

A. You can change from self-only to self-and-family coverage during any open season.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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