Q. Do I need Medicare Part A if I want to keep my existing Blue Cross/Blue shield federal health insurance?
A. I don’t know about “need.” However, I can tell you that Medicare Part A, in combination with your BC/BS plan will cover all of your hospital stays, post-hospital skilled nursing facility care, home health and hospice care with few or no out-of-pocket costs. Further, Part A won’t cost you a penny because you already paid for it through payroll deductions.
