Buyout in monthly payments?


Q. Is there an option to take buyout money as monthly payments rather than a lump sum, and what are the ramifications? I’ve heard there is an option but cannot find any information on it.

A. There is no provision in law that would allow your buyout to be provided to you in monthly payments. The only options are a lump-sum payment or two equal payments. The latter is at the sole discretion of your agency.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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