Continued supplemental coverage


Q. My husband is a retired federal employee. We both have Medicare as our primary and have Blue Cross/Blue Shield Fed standard plan as our supplemental coverage. If he dies, am I eligible to keep the BCBS Fed as my supplemental?

A. Yes, as long as he has elected a survivor annuity for you. By law, he would have had to do that unless you agreed in a notarized writing not to receive one.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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