Returning to work at MRA


Q. I am a 51-year-old Defense Department employee with 13 years of continuous service under FERS and considering leaving federal service and working in the private sector. Since my minimum retirement age is 56, I am ineligible for the MRA+10 retirement option at this time. If I return to federal service at age 56 or later, is there a minimum duration that I would be required to work before I can retire under MRA+10? I have been continuously enrolled in Federal Employees Health Benefits for the past 13 years and would re-enroll immediately upon returning to federal service. I would also leave my FERS and TSP retirement untouched.

A. There is no minimum time requirement for you to work before retiring. However, it would be a breach of faith to leave before working long enough to make it worth the effort your agency put in to hire you.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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