When to elect vision and dental


Q. I am a federal employee with federal health insurance but no vision or dental insurance. I’m covered under my husband’s nonfederal vision and dental. He plans to retire in 2014. At that time, I plan to add him to my health insurance, which I have had for over five years. Can I wait to elect the federal vision and dental insurance at that time, or must I elect them during the current open season to avoid loss of coverage if my husband retires before the next open season?

A. You’ll have to change to self-and-family coverage during the open season before he retires.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Leave A Reply