Q. I am 55. I wish to stop working for the government in three years, when I will be 58. I will have 26 years under FERS. I have approximately 2,000 hours of sick leave. Can I defer my retirement and submit for retirement at age 60? Would I lose my sick time, or would it be credited?
A. Yes. Because you have at least 20 years of service, you can apply for a deferred retirement at age 60. However, you wouldn’t receive any credit for your unused sick leave.