Retirement eligibility


Q. I have 12 years of military service that I bought back. I have 16 years in federal law enforcement, with that law enforcement coverage as primary retirement coverage. I just turned 52 and have been in federal service since April 27, 1997. My position was just reclassified within my agency and is now covered under secondary law enforcement retirement coverage. Do I have sufficient time in to retire immediately now that I am covered under secondary law enforcement retirement, or do I need to still work another four years to get 20 in the position?

A. Yes, you need to have 20 years of covered service to retire.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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