Retirement eligibility


Q. I’m a FERS employee with 26 years of combined service. I am 49 years old. If my research is correct, I’m eligible for immediate retirement annuities upon separation because I have 25 years of service and the separation would be for nondisciplinary or performance reasons.

Age is at least                  creditable service is at least

50                                        20 years

any age                               25 years

A. That would be true only if 1) your agency offered you an opportunity to retire early under the Voluntary Early Retirement Authrotity (VERA) or 2) you are a law enforcement office, firefighter or air traffic controller.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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