Q. I am age 47 with 28 years under FERS. Is it true that if you take a job with a lower grade (pay cut) and retire in less than three years (i.e. Voluntary Early Retirement Authority or normal retirement), it would not affect my high-3 calculation?
A. I think what you are referring to is this: The high-3 used in the computation of your annuity will be based on the average of your highest three consecutive years of basic pay, whenever they occur in your career.
