Q. I retired in 2013 at age 56. I receive the special retirement supplement, and my income from the Postal Service totaled approximately $17,000. Since that is above the maximum Social Security earnings test of $15,120 for 2013, will I need to submit Form RI 92-22 although it was my first year of retirement?
A. Go to www.ssa.gov/retire2/rule.htm and, after reading about the “first year rule,” use the calculator included on the site to see if you are on or off the hook.
