Health care premiums

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 Q. If you run out of sick and annual leave due to medical problems, how and where do you pay your health care premiums? I don’t want to take any chances of losing it.

A. You’ll find the guidance you’re looking for at www.opm.gov/healthcare-insurance/healthcare/reference-materials/reference/leave-without-pay-status-and-insufficient-pay.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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