Annuity eligibility


Q. I worked for the Postal Service from 1988 to 1999 and took my retirement money with me. Someone told me that they only gave me what I put in and I am entitled to the money they matched. Is that true? Am I entitled to any pension from the post office when I am old enough to retire for good?

A. No, in both cases. You were only entitled to a refund of the contributions that were taken from your basic pay (.08 percent), plus accrued interest. When you withdrew your contributions, you voided any future entitlement to retirement benefits.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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