Q. I worked for the federal government for 18 years under the FERS plan. I was enrolled in the FEHB program for the entire length of my employment. I resigned in my 40s. I am now 57 and have been rehired as a government employee, and I have enrolled in the FEHB program once again. I am past my minimum retirement age at this point. If I retire in the next few years, am I eligible to keep my health benefits even though I will not have worked five years since I was re-employed?
A. As long as you were enrolled in the FEHB program when you left government and signed up again when you returned, your coverage will be considered to have been continuous. As a result, you would have already met the five years of continuous enrollment requirement to carry that coverage into retirement.
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