Social Security benefits and federal pension


Q. I am retired from the FBI.   I have 22 years covered under CSRS and 11 under FERS.  Because my FERS supplement ends in August when I turn 62, I plan to apply for Social Security,  who has advised my monthly benefit payment will be 1120.00.  My FERS supplement is approx 500.00 per month.  My question is:  When I begin receiving social security benefits in August, will I receive the entire 1120.00 or will it be reduced?

A. It will be affected by the windfall elimination provision because you are receiving part of your annuity from CSRS, a retirement system where you didn’t pay Social Security taxes. The WEP will reduce your Social Security benefit if you have fewer than 30 years of substantial earnings under Social Security.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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