Q. I have worked for the postal service since 1982, so I will not get social security because I do not have any credits. I was told though that if my husband passes away, I cannot receive any of his social security benefits because I have a civil service pension. Is this correct?
A. Because you are receiving an annuity from CSRS, a retirement system where you didn’t pay Social Security taxes, any spousal Social Security you might be entitled to would be affected by the government pension offset provision of law. The GPO would reduce that benefit by $2 for every $3 you receive in your CSRS annuity.