Q. You recently stated in your posts you can receive your FERS retirement benefits calculated at the rate of .011 with 20 years of service, at age 62. Does this benefit rate of 1.1, apply if you left your employment before the MRA (resigned), have more than 20 years of service and elect to receive a deferred retirement at age 62? At age 60, benefits are calculated at .01. Is there a choice?
A: According to OPM, the choice is yours.