Creditable service and early retirements


Q. When is creditable service NOT creditable? As an Air National Guard Federal Technician, my local human resources office insists that three-plus years of Title 10 Active Duty military service (which I’ve paid my deposit for) cannot be used to satisfy the 20-year minimum service criteria for early/involuntary (loss of military membership) retirements in IAW 5 USC 8414 (c)(2). Is this correct?

A. Yes. Active duty for which you’ve made a deposit cannot be used to meet the 20 years of actual covered service requirement.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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