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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. W. Stephen Walter on

    I’m in a similar boat: I’m 66 with 18 years continuous service plus 2-year military service which I paid into FERS in order to get it credited. I had 20 years under FERS when I was 53 already. I’ve worked in private sector since.

    I understand the computation of the monthly benefits (@$95K x 20 years x 1.1%) but am not clear on what will happen with the FERS compensation (if any) from 62 to 66 – will OPM pay this as a lump sum or calculate it into the impending payments or have I forfeited those years?

    • The purpose of the special retirement supplement is to bridge the gap between retirement and age 62 when a retiree is first eligible for a Social Security benefit. Therefore, the SRS is only payable to those who retire at their minimum retirement age with 30 years of service, at age 60 with 20 years of service, or upon early voluntary or involuntary retirement when they reach their MRA.

  2. worker comp decided to stop my benefits, which I will appeal. My original doctor passed away, I got another he just decided he was only doing surgery. Just found another, doing this year they sent me to 1 of theirs for the 75th time, then went back and had him to do a supplement, months later where he never saw me. because of this injury when I have swelling on the right side from the injury, it blocks my vertebrae which makes breathing hard. Already had asthma, but not bad. I won’t be 60 until June. The agency never wanted to acceptance the fact I was injured because of their negligence. I need my health and life insurance, I need to keep a roof over my head, food and medication. I am a civil service offset. They never wanted to do a schedule award.

    • I hope your appeal is successful. If it isn’t -and you have at least 20 years of service – you can retire on an immediate annuity when you reach age 60.

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