Q. I plan on retiring Dec.1, 2014, with 35 years of service under FERS. I reach my minimum retirement age on Dec.23, 2014. Will I be penalized in any way by leaving service 22 days before my MRA?
A. You bet you will! Your annuity would be reduced by 5 percent for every year you were under age 60. The solution? Change your plans.
