Q. I am 53 years old with 32 years of creditable service. I am under the FERS retirement system, and my MRA is 56. Could I retire now?
A. No, you cannot retire now. If you’ve made up your mind to leave, you could resign and apply for a deferred annuity at age 56.
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So, even with over 30 years of creditable service he/she could not get the deferred annuity at MRA ?