Health care premiums


Q. My ex-husband is retiring from the post office and right now he covers our 21-year-old daughter on his insurance plan. Will he still be able to keep himself and her covered with the same cost he is paying now, or will the cost be higher?
A. His health insurance premiums will increase when he retires. That’s because the postal unions have negotiated lower premiums for postal service employees. That subsidy ends when they retire.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


  1. Im a retired fed employee. I changed my health plan during the enrollment period last year. It lowered my premium by $150 per month. Why did the change in the health premium deduction not take effect until February 1? My new plan was effective January 1? But I paid the higher premium in my January 1 annuity check. Shouldn’t I get a refund of the $150? I can’t get through the OPM phone line.

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